Which credit card is best for a college student in USA
Student credit cards are specifically designed for those pursuing post-secondary education and who are at least 18 years of age or the age of the majority in their province of residence. For making several major life decisions after graduation such as renting an apartment or applying for a loan needs a good credit score. Opening a college student credit card is a realistic way to initiate raising credit quickly while taking privilege of rewards and special financing offers. There are exuberant college student credit cards available, all offering various benefits for distinct type’s students — from travelers and foodies to commuters and international students. Some cards are forbearing with no credit history requirements, which means, you may be enabled without any credit history. You have to be 18 years of age and have a secured and fixed source of income. Here we have compiled few credit cards with their offers and best deals:
1. Discover it® Student Cash Back:
Discover it® Student Cash Back is best for cash back. This card offers college students designated in a two-or-four year college the chance to initiate credit and gain benefits. One must be over 18 and a U.S. citizen to apply. This card also provokes to maintain good grades by offering an annual $20 Good Grades Rewards statement credit each school year when you maintain a 3.0 or higher GPA (valid for up to five consecutive years).
2. Best of America® Travel Rewards for Students:
Best of America® Travel Rewards for Students is adequate preference for college students who intent on studying abroad or travel throughout vacation. The rewards are rigged towards travel, and cardholder receives 1.5 dollars spent on all purchases. Cardholder can retrieve rewards as a statement credit to cover the cost of qualifying travel purchases. One must be 18 or older and enrolled in school (college, vocational or trade school) to apply for this card.
3. Discover it® Student Chrome:
Discover it® Student Chrome is best for gas stations and restaurants. This card also provokes to maintain good grades by offering an annual $20 Good Grades Rewards statement credit each school year when you maintain a 3.0 or higher GPA (valid for up to five consecutive years). One must be over 18 and a U.S. citizen and enrolled in designated in a two-or-four-year college to apply for this card.
4. Citi Rewards+ ℠ Student Card:
Citi Rewards+ ℠ Student Card is best for college students who make numerous small purchases. One must be 18 and must be enrolled in college to qualify for this card. The Citi Rewards+ Student Card is Citi’s only student card. One can earn 2X points per dollar at supermarkets and gas stations and get 10% of your points back on the first 100,000 you redeem per year. But the point roundup is the most interesting feature: Every purchase will round up to the nearest 10 points, even for small items of $1 or less.
5. Deserve® EDU MasterCard for Students:
Deserve® EDU MasterCard for Students is the rare college student card and is rigged towards international students. This card does not require any credit history it doesn’t require you to have a cosigner or make a security deposit. It provokes 1% cash back on all purchase cardholders do get a year of Amazon Prime Student after spending $500 in the first three billing cycles on their EDU card — valued at $59. Cardholders cannot make balance transfers or take out cash advances. You must be over 18, enrolled in college and have a U.S. bank account.
Google Source: Best Credit Cards for Students in USA (remitanalyst.com)